Youpi-Martinique - Car rental in Martinique

Franchise buyback

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Contact Sylvain at:
06 99 44 26 03
In Martinique it is:
06:33:42
Open Monday to Friday from 9:00 a.m. to 6:00 p.m. (Metropolitan time)

Benefit from the franchise buyback for your car rental in Martinique What is franchise buyout?

When someone rents a vehicle , they are usually required to purchase basic insurance to cover any damage. However, this insurance often includes a deductible , a sum that the renter will be responsible for in the event of an accident or damage. Deductible waiver allows you to reduce or eliminate this charge by paying a surcharge or through credit card coverage.

Coverage of Gold Mastercard and Visa Premier cards

The Gold Mastercard and Visa Premier cards offer specific insurance for car rentals , including excess waiver . Here are the features of each card in terms of car rental coverage.

The Gold Mastercard

  • Excess coverage : The Gold Mastercard covers the excess waiver in the event of damage or theft of the vehicle, with limits often between 50,000 and 80,000 euros .
  • Exclusions : Exclusions include intentional damage, costs related to lost keys, etc.
  • Duration of Coverage : Coverage is valid for short-term rentals, generally less than 31 days .

La Visa Premier

  • Excess Fee Coverage : The Visa Premier covers excess fees in the event of vehicle damage or theft, with amounts similar to those of the Gold Mastercard .
  • Eligibility requirements : Rental must be paid for with a Visa Premier card, and the cardholder must be the primary driver.
  • Restrictions : Exclusions include intentional damage , loss of keys, and other unauthorized charges.

How insurance works when renting a car

  1. Paying for the rental with the card : The excess waiver coverage is only activated if the rental is paid for with the Gold Mastercard or Visa Premier .
  2. Check the terms and conditions : Banks may have specific conditions, so it is advisable to check your bank's policies .
  3. Report the incident : In the event of damage or theft, report the incident to the bank card insurance company by providing the required documents.

Advantages and limitations of bank card insurance

Gold Mastercard and Visa Premier cards offer attractive protections for car rentals , but it's important to know their limitations.

Benefits

  • Cost savings : Avoid paying extra when renting.
  • Simplicity : Coverage is automatically activated if the rental is paid with the card.
  • Worldwide Coverage : Protection generally extends to international rentals.

Boundaries

  • Maximum duration : Coverage is limited to short-term rentals (31 days maximum).
  • Exclusions : Certain exclusions apply, such as driving under the influence of alcohol or loss of keys.
  • Limited Coverage Amount : Cards may not cover expenses in cases of high-end vehicles or large claims.

Comparison with the franchise buyout offered by rental agencies

Rental agencies also offer excess waivers , which are often more expensive but reduce the excess to zero in the event of a claim. The choice between this option and the coverage offered by Gold Mastercard and Visa Premier cards depends on the renter's needs.

Conclusion

For Gold Mastercard and Visa Premier cardholders, excess waiver coverage is a major benefit when renting a vehicle. It can significantly reduce excess charges in the event of damage or theft, but it's essential to understand its terms and conditions. For frequent renters, these cards are a cost-effective and convenient solution for renting with complete peace of mind.

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